Most well structured group benefit programs will offer a variety of interesting coverage’s that are never brought up. We think its time we shed some light on coverage’s that no one speaks about
1.Travel Insurance
Many people purchase expensive travel insurance to cover their medical fees when going abroad, but did you know your group plan comes standard with Travel insurance built in? Save your travel insurance premiums to spend more on that lavish vacation you’ve always been dreaming about!
2.Best Doctors
Have you ever had a diagnosis from a doctor that you find hard to believe? Best Doctors will allow you a free service for a second opinion from leading doctors across the world. Allowing you to get a free second opinion on your diagnosis to ensure you are getting the best care and analysis of your well-being as possible.
3.Employee Assistance Program
Whether you are stressed, buying a home, need a lawyer or just want to get discounted rates on select services, most group plans come with an Employee Assistance program that gives you access to a wealth of knowledge and resources. All with a zero-dollar cost to yourself!
4.Healthcare Spending Accounts
E
ver had a claim declined? Or not got quite as much back from your claim as you thought you should have? Healthcare spending accounts are becoming a staple to group benefit plans, which allows you to claim un-insured portions of your reimbursements through this plan, so you get your money back in your pocket.
5.Optional Life Insurance Coverage
Don’t we all love talking about life insurance? I know we do! Life insurance though, isn’t fun, and can be expensive, however through your group benefits program you have the option to buy additional blocks of coverage at a much-reduced premium, giving you and your family a better financial future, in the event the worse happens.
6.Free Discount Programs
Many group benefit plans offer a program that provides you discounts to local stores, such as price savings for glasses, gym memberships and restaurants. These are the unsung heroes of the group benefit program, and something you should see if it is apart of your group plan as it is apart of many plans out there.